Ask Us: So Why Do I Need A Real Estate Agent?


Where readers ask, and we (the community) try to answer: Hey theFrontSteps — Say I’ve I found a place I love, and they gave me the disclosure package, and I’ve got a bank ready to give me a loan, and I want to make an offer. I’ve talked with agents here and there, but never … Continue reading Ask Us: So Why Do I Need A Real Estate Agent?

Ask Us: Should My Agent Advertise On The Real Estate Blogs


Where readers ask, and we (the community) try to answer: Hi, We have a house in SF that’s been on the market for 3 weeks with minimal activity. Our agent is doing the traditional stuff but no presence on blogs, etc. Should she be using yours and/or other sites to market our house? What are … Continue reading Ask Us: Should My Agent Advertise On The Real Estate Blogs

Ask Us: Refinancing And Appraisals, When The Banks Aren’t Helpful Turn To The Blogs!


Where readers ask, and we (the community) try to answer: I appreciate all the general information I get from this terrific blog. This is my first question about my own situation. I’ve been negotiating with the major bank (WellsFargo) that holds my first ($498K) and second ($14K) for a refinance from a 5.5% ARM to … Continue reading Ask Us: Refinancing And Appraisals, When The Banks Aren’t Helpful Turn To The Blogs!

Ask Us: Do We Have To Use Bank Of Marin?


Where readers ask and we (the community) try to answer: Hi! My husband and I are considering purchasing a TIC unit in the Marina. The owners currently have fractional loans through the Bank of Marin. If we did purchase, would we be locked in to their loan rate/term or could we negotiate? Could we work … Continue reading Ask Us: Do We Have To Use Bank Of Marin?

Ask Us: Should I Get Into The Real Estate Business


Where readers ask and we (the community) try to answer: I recently found the Front Steps blog and it’s was a great find with a lot of great info. I have general questions about getting into the real estate business in SF. I’ve read more than one commentary citing different reasons that now is a … Continue reading Ask Us: Should I Get Into The Real Estate Business

Ask Us: Remaining TIC Fractional Lenders


Where the readers ask and we (the community) try to answer: Hi, just come across your site, very informative. I’m trying to find TIC Fractional Lenders for a 3 unit + 1 unwarranted [unit] building in SF. We purchased it last October, have completed our renovations, 2 units will be owner occupied. We’re planning to … Continue reading Ask Us: Remaining TIC Fractional Lenders

Ask Us: Citi Apartments Out, REF Properties In, Tenant Harassment Coming?


Where readers ask and we (the community) try to answer: Hi, my apartment recently changed ownership away from CitiApts to REF Properties, LLC. I did a search for REF on the web and there were only 3 or 4 results, one of which being your article here (Lembi’s New Year Resolution, Give Back). I see … Continue reading Ask Us: Citi Apartments Out, REF Properties In, Tenant Harassment Coming?

Ask Us: WTF Is Going On With 409 Ulloa (A.K.A Pandora’s Box)?


Where readers ask and we (the community) try to answer: I have a few questions. I have been looking at 409 Ulloa St in the Forest Hill Extension area. Basically, this property seems to have been on the market since December 2007 as a REO starting at $1.19 Million and then the price keeps dropping … Continue reading Ask Us: WTF Is Going On With 409 Ulloa (A.K.A Pandora’s Box)?

Ask Us: Single Family Home On RH2 Lot, Can You Claim The Second Unit?


Where readers ask and we (the community) try to answer: If you own a RH2 lot with a SFH [Single Family Home] on it, can you claim the second house number? For example: to establish a professional address – no separate unit, kitchen or entry door, just a second mailbox with a second house number? … Continue reading Ask Us: Single Family Home On RH2 Lot, Can You Claim The Second Unit?

Ask Us: Modifying Condo Insurance Policy For Refinancing


Where readers ask and we (the community) try to answer: Hi I have been looking at your blog, quite a while, very useful. Thanks for all the work. I have a question regarding refinancing, and hopefully you or your readers can help me. I am refinancing with Wells Fargo with a locked 30 year fixed … Continue reading Ask Us: Modifying Condo Insurance Policy For Refinancing

Ask Us: Agents Referring Clients To Another Agent In A Different Location, a.k.a Referral


Where readers ask and we (the community) try to answer: Your site is on my daily list of reading and I love contributing in the comments. I had an experience a week back that’s left me wondering about how things work on the inside of the real estate business. I’m not sure what your comfort … Continue reading Ask Us: Agents Referring Clients To Another Agent In A Different Location, a.k.a Referral

Ask Us: The Infinity Condos San Francisco Top Floor Upgrades (And Pricing)


Where readers ask and we (the community) try to answer: Any idea on the price to get into the top 12 floors [of the Infinity Tower II] that have the upgraded cabinetry? That’s a good questions and we did a bit of digging. This reader has already received their answer via email, but we promised … Continue reading Ask Us: The Infinity Condos San Francisco Top Floor Upgrades (And Pricing)

Ask Us: Lending On Homes Over $1,000,000


Where readers ask and we (the community) try to answer. Can you have someone, maybe “the banker”, speak to the loan environment and requirements for loans on homes over 1 million dollars? Thanks. Banker? You reading? You can either send us your answer via email, or post in the comments and we’ll cut/paste to the … Continue reading Ask Us: Lending On Homes Over $1,000,000

The Appraisal Conundrum


With the recent dip in interest rates many homeowners are rushing to refinance only to come upon a very large obstacle, appraised values of their homes are coming in low…very low. The biggest reason being that there are not enough comparable property sales in the past 3 months to set lenders nerves at ease. Perhaps … Continue reading The Appraisal Conundrum

Ask Us: 24 Buena Vista Terrace, Damn That Asterisk


Where readers ask and we (the community) try to answer. Hi TFS- First…I wanted to say that I enjoy your blog…keep up the interesting stuff. I live by 24 Buena Vista Terrace and noticed that it sold recently. I remember walking through the house back in 2006 when it last sold after it was completely … Continue reading Ask Us: 24 Buena Vista Terrace, Damn That Asterisk