From a reader: Dear theFrontSteps, After TWO YEARS of intensive search and questioning and hunting ….we closed yesterday on our refinancing! We got a $600,000 loan at 4.5%. (no point, no refinancing costs, except for appraisal and recording fees). By the way, the appraisal came back at $1,200,000, which made us laugh a good time. … Continue reading Reader Reports: We Finally Were Able To Refinance! What A Nightmare! And Some Advice…